10 Articles
Hit-and-Run Accident Guide
What to do when the other driver flees the scene. Learn your rights, how to file a claim, use your uninsured motorist coverage, and help police find the driver.
Essential Reading
What to Do After a Hit-and-Run
Critical steps to take immediately when the other driver flees.
8 min readRead Guide
Filing a Hit-and-Run Insurance Claim
How to file a claim when you don't know who hit you.
7 min readRead Guide
Using Uninsured Motorist Coverage for Hit-and-Run
How UM/UIM coverage protects you when the driver is unknown.
8 min readRead Guide
Filing a Police Report for Hit-and-Run
Why the police report is essential and what to include.
6 min readRead Guide
Hit-and-Run While Parked
Your options when someone hits your parked car and leaves.
6 min readRead Guide
How to Find a Hit-and-Run Driver
Tips for identifying the fleeing driver with witnesses and cameras.
7 min readRead Guide
More Articles
Hit-and-Run Without UM Coverage
Your options if you don't have uninsured motorist coverage.
6 min readInjury Claims After Hit-and-Run
Getting medical treatment and compensation covered.
7 min readHit-and-Run Penalties by State
What happens to drivers who flee accident scenes.
6 min readI Witnessed a Hit-and-Run
How to help as a witness to a hit-and-run accident.
5 min readFrequently Asked Questions
In most states, no. Since you're not at fault and using your uninsured motorist coverage, insurers generally cannot raise your rates. However, policies vary by state and insurer.
File a police report immediately, check for witnesses or security cameras, and file a claim under your collision coverage. If you identify the driver, their liability insurance should pay.
You need to identify the driver first. Focus on finding them through witnesses, security footage, and police investigation. Once identified, you can pursue their insurance or sue directly.
Report to police immediately—many states require reporting within 24-72 hours. For insurance claims, notify your insurer as soon as possible. For lawsuits, statute of limitations (typically 2-3 years) applies.